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List of Top Banks in UAE 2024

top banks office buildings in uae

UAE is first choice of financial investors across the middle east. Hence the banking sectors of UAE is always on the boom ! Banks are the one of the key to attract the Investors in UAE from across the world also. The UAE banks are offering one of the best services to their customers. The banking products like credit card, bank accounts, Personal Loan, vehicle loan or property loan not only available at the best rate, the least processing time for the their customers is always better comparing to rest of the world.

United Arab Emirates has so many Islamic banks which regulates as per the Sharia compliant which is in consonance with the value of Islam. Interest free banking is the best choice these types of customers across the UAE.

Dubai, one of the Emirates of UAE provides their best financial solutions to Residents, citizens or to businesses also smoothly.

If you are living in UAE or planning to settle in Dubai or any rest of Emirates in UAE sometimes it is difficult to choose out the best banks as per their necessities.

This Article will help you to find out the best banks in UAE as per our experience with their banking system and customer satisfaction.

Bank name Popular Account Popular Cards Branches ATM's Rating
Emirates NBD Bank Dubai Emirates NBD Gold Investment account Go 4 It Gold card 89 690 4.0 out of 5
Rak Bank UAE RAK Bank Fast saver account Kalyan Jewellers Credit card 26 123 3.7 out of 5
First Abu Dhabi Bank First Abu Dhabi bank FAB One Account FAB Cash Back Credit Card 96 240 4.4 out of 5
Dubai Islamic Bank Dubai Islamic Bank Johara Current Account Al Islami Classic Charge Card 55 384 3.6 out of 5
ADCB Bank AbuDhabi Abu dhabi Commercial Bank Millionaire Destiny Saving Account LuLu Titanium Credit Card 123 53 4.5 out of 5
Mashreq Bank UAE Mashreq Bank Mashreq Millionaire Account Mashreq Cashback Credit Card 19 401 4.6 out of 5
Commercial Bank Of Dubai Commercial Bank of Dubai Digital Account Credit Shield Credit Card 11 116 4.5 out of 5


1. Emirates NBD Bank


Emirates NBD Bank In UAE

Emirates NBD was formed on 16th Oct 2007. Emirates NBD is one of the best bank in Emirates. This bank is well known for its great customer services. Emirates NBD bank is 2nd largest bank in United Arab Emirates.

Most Popular Products


Gold Investment Account

If you want to invest in Gold this bank account of Emirates NBD is best for you. Existing bank customer can easily open this account through Online banking or through visiting any branches.

You can invest small amount of gold every month.

    Features of this accounts
  • You can start with only AED 500
  • Transfer funds from your USD or AED account.
  • No debit card, Cheque book, withdraw or fund transfers
  • Non Interest bearing account





GO4It Gold Credit Card

This product is joint product of Emirates NBD and RTA Dubai. It was a first credit card which launched with the feature of credit card and NOL chip together

    Features of this card:
  • Minimum Salary requires is Only AED 6000
  • Earn upto 5 points for every AED 400 spend
  • Free rides on dubai ferry
  • Complementary Life insurance



atm icon Emirates NBD has Approx 690 ATMs


bank icon Emirates NBD has Approx 89 Branches


contact iconEmirates NBD Customer care Number 600540000


google rating icon Google Store rating : 4.0 out of 5






2. RAK Bank


RAK Bank In UAE

RAK stands on Ras Al Khaimah, which is one of the Emirates in UAE. The Government of Ras al Khaimah is 52.76% shareholder of this bank. This bank has retail and Business banking in UAE with approx AED 53 Billion asset.

Most Popular Products


RAK F@st s@ver Account

The fast Saver bank account provides you more access to your funds than any other accounts in its type. You can grow your money with peace of mind.

    Features of this accounts
  • Enjoy 0.5% Interest per annum for AED Account.
  • No minimum Account balance required
  • No cap on Maximum account balance
  • Interest is calculated daily basic and paid monthly.





RAK Kalyan Jewellers Credit Card

Rak Kalyan Credit card is the only and first credit card in UAE to offer upto 7% of Gold back on your all spends.

    Features of this card:
  • No minimum fee ever
  • Upto 55 days Interest free Credit
  • Cash advance of 80% of your Credit limit
  • Minimum required salary is only AED 5000



atm iconRAK Bank has Approx 123 ATMs


bank icon RAK Bank has Approx 26 Branches


contact icon RAK Bank Customer care Number 600 54 40 49


google rating iconGoogle Store rating : 3.7 out of 5






3. First Abu Dhabi Bank


 First Abu Dhabi Bank UAE

First Abu Dhabi bank formerly known as First Gulf Bank is the largest bank in UAE on terms of asset. Comparing to other banks this bank has very good customer satisfaction rate. This bank offers tailor made solutions, Services and products to its customers.

Most Popular Products


FAB One Account

Earn while you spend through your FAB One account Debit card makes this account fabolous.This account s provides you benefits on all your transactions.
Download its Mobile banking App and within few clicks you can open your Account.

    Features of this accounts
  • No minimum Balance charges
  • Free platinum master Debit card
  • Minimum Monthly salary should be AED 10,000
  • Earn FAB regards on your Purchase transactions.





FAB Cash Back Credit card

FAB cash back credit card gives your cash back on all your spendings

    Features of this card:
  • Welcome bonus of AED 300
  • 5% cash back on your fuel, Grocery and Utility payments.
  • You can get two movie tickets every months at AED 15 during weekdays and for AED 20 during weekends at Reel Cinemas,Oscar Cinemas and Cine royal.
  • Get 20% off when you book Uber.
  • Minimum Salary required AED 5000



atm iconFAB Bank has Approx 240 ATMs


bank icon FAB Bank has Approx 96 Branches


contact icon FAB Bank Customer care Number 600 52 55 00


google rating iconGoogle Store rating : 4.4 out of 5






4. Dubai Islamic Bank


Dubai Islamic Bank In Dubai

Dubai Islamic Bank is one of the islamic bank in UAE established in 1975. This is the first islamic bank of the world which operates under the Sharia Principal and it is the largest bank in United Arab Emirates.

Most Popular Products


Johara Current Account

This is a salary transfer current account with globally recognised Debit card

    Features of this accounts
  • Mobile banking or Online bill Payments
  • Salary In advance facility
  • Free first cheque book
  • AED 3000 monthly balance required





Al Islami Classic charge card

Al Islami Classic Charge card provides you a smarter way to spend

    Features of this card:
  • Minimum Salary AED 5000 per month
  • 100% cash withdraw limit of Card limit
  • Globally accepted
  • Free from any Interest
  • personal Insurance and Travel Insurance protection



atm icon Dubai Islamic Bank has Approx 384 ATMs


bank icon Dubai Islamic Bank has Approx 55 Branches


contact icon Dubai Islamic Bank Customer care Number 600 54 00 00


google rating iconGoogle Store rating : 3.6 out of 5






5. Abu Dhabi Commercial Bank


Abu Dhabi Commercial Bank UAE

Abu Dhabi Commercial Bank generally called ADCB was established in 1985. This bank has well reputation among their customers for its best customer support services and wide network of ATMs and branches across the UAE. The bank's head office is situated in one of the Emirates of UAE, Abu Dhabi.

Most Popular Products


ADCB Millionaire Destiny Saving Account

This is very unique type of saving account which gives you a change to win upto AED Two Million.

    Features of this accounts
  • Minimum AED 5000 balance maintain required to win prizes
  • No lock in period and no penalty for cash withdraw
  • Earn 10,000 touch points when you open account.
  • 10 Prizes of AED 10,000 each month





LuLu Titanium Credit Card

Every time when you spend through this card you will get LuLu points and can redeem at any LuLu Hypermarket across UAE

    Features of this card:
  • 0 Annual fee
  • Lowest 3.25% finance charges per month
  • 3.5 LuLu points per AED 1 spend
  • Each 5000 LuLu points can be redeem as AED 50 worth voucher.
  • 55 Interest free days
  • 0% interest on school fee payments



atm icon Abu Dhabi Commercial Bank has Approx 123 ATMs


bank icon Abu Dhabi Commercial Bank has Approx 53 Branches


contact icon Abu Dhabi Commercial Bank Customer care Number 600 55 50 00


google rating iconGoogle Store rating : 4.5 out of 5






6. Mashreq Bank


Mashreq Bank In UAE

Mashreq bank is one of the oldest and best performing bank in UAE for over five decades. It has the international offices in Europe, Africa , Asia and United states including middle east.

Most Popular Products


Mashreq Millionaire Account

It is very easy to become a Millionaire through mashreq Millionaire account. You just need to buy one certificate value AED 1000 and the next prize of AED 1 million can be yours.

    Features of this accounts.
  • Mashreq Millionaire is open to residents, Expatriates, visitor or tourist.
  • No minimum saving criteria, just need to buy one certificate only.
  • Get reward of upto 2000 salam points which can redeem instantly.





Mashreq Cash back Credit card

Every time when you spend through this card you will get LuLu points and can redeem at any LuLu Hypermarket across UAE

    Features of this card:
  • AED 500 cash back on your card as new customer
  • You can get instant Digital card online immediately.
  • Auto top up your NOL card tag ID and ferry rides on Dubai ferry & movie ticket discount.
  • 5% cash back on Dining
  • Airport Lounge Access



atm icon Mashreq Bank has Approx 401 ATMs


bank icon Mashreq Bank has Approx 19 Branches


contact icon Mashreq Bank Customer care Number 04 4244444


google rating iconGoogle Store rating : 4.6 out of 5






7. Commercial Bank of Dubai


Commercial Bank Of Dubai UAE

Commercial Bank of Dubai offers a wide range of financial products to manage their customer's finance in a better way.

Most Popular Products


CBD Digital current Account

CBD offers a digital accounts which can be open within few minutes online.

    Features of this accounts.
  • Optional salary transfer requirements
  • Open instantly digital account.
  • Free cheque book
  • Instant remittance to India, Pakistan, Philippines and Bangladesh





CBD Credit Shield Credit card

Spend with Protection of your and your family through this CBD card as it provides you best credit shield. Just pay only 1% of your monthly credit outstanding balance.

    Features of this card:
  • Protection of maximum AED 100,000
  • Maximum payment of AED 3000 if you loss your employment.
  • Headache free enrollment system.



atm icon CBD Bank has Approx 116 ATMs


bank icon CBD Bank has Approx 11 Branches


contact icon CBD Bank Customer care Number 600 57 55 56


google rating iconGoogle Store rating : 4.5 out of 5






I hope the above article helped you a lot to find out the best credit card or bank accounts for you in UAE

If you like the above article please like our other social media platform to appreciate us and spread the knowledge and awareness in UAE to the Workers.

Author author-picture

My articles are immersed for more than ten years with the aim of assisting and empowering Labours, Residents, Investors and Tourist who are going through unique challenges in the United Arab Emirates.

- Amar Deep Dwivedi -