How to choose the best Credit Cards in UAE for Low Salary workers without annual charges - Full Guide

Emirates NBD

Emirates NBD Go for Gold Card

OTHER FEATURES OF THE CARD

• Instant cash : Quick access to upto 90% of your credit limit.
• 0% installments on your purchase of selected outlets.
• Complimentary access of over 1000 lounges worldwide.
• Pay your DEWA or Etisalat utilities bills online.
• Earn upto 5 Plus points for every AED 200 spend on weekends.
• Shop with your credit card on Skyshopper.com and get back 5% on Electronics, Groceries & more.
• Auto top up your NOL card tag ID and ferry rides on dubai ferry & movie ticket discount monthly.

CITI Bank

Citi Simplicity Credit card

OTHER FEATURES OF THE CARD

• No annual fee,cash advance fee or overlimit fee ever.
• Access of selected airport lounge across Middle east.
• 50% off on food delivery and dine in bills with 50 free voucherskout credit.
• One click instant cash loan.
• Easy installment plan for any big purchase on cards.
• Contactless technology with safety and privacy, across the world customer care support for free.

Mashreq bank

Mashreq Cashback Credit Card

OTHER FEATURES OF THE CARD

• You can get instant Digital card online immediately.
• AED 500 cashback on your card as new customer
• 5% cashback on your dinning in UAE.
• 1% cashback on your local Expenses.
• 2% cashback on your International Expenses.
• 20% cashback on Noon, Etisalat & Talabat
• Auto top up your NOL card tag ID and ferry rides on Dubai ferry & movie ticket discount.

Emirates Islamic Bank

Emirates Islamic Union Coop Tamayaz Card

OTHER FEATURES OF THE CARD

• One free valet parking free every month at selected locations.
• Welcome bonus of 6000 Tamayaz points
• 3 tamayaz Points on Every One dirham Spent at Union Coop stores.
• 80% Cash withdrawn facility of credit card limit
• Emirates islamic Union Coop Tamayaz card is fully Shari's compliant
• No interest charges on this card
• Entitles you to emergency Medical and Legal assistance anywhere in the world through SOS Int'l.

Emirates Islamic Bank

Emirates Islamic RTA Credit Card

OTHER FEATURES OF THE CARD

• RTA NOL & SALIK auto top up facility
• Emergency Legal and Medical referral service
• You can use your credit card as NOL card at RTA transport.
• Luxury hotel collection offers directly from VISA
• 1.25% cashback on Other Expenses
• purchase protection on purchase using this card
• Discounts in several Golf courses across the World using this RTA card of Emirates Islamic.

Abu Dhabi Commercial Bank

ADCB LULU Titanium Credit Card

OTHER FEATURES OF THE CARD

• Interest free balance transfer within 90 days of card registration
• Credit shield with complimentary life cover
• 0% Interest on school fee payments.
• Convenient payment options via online or cash deposit machines.
• Buy 1 get 1 free across middle east and africa dining and spas from mastercard
• Redeem LuLu points at any LuLu Shopping mall.
• You can get benefits at Yas waterworld and Ferrari world using this Titanium card.

First Abu Dhabi Bank

FAB Abu Dhabi Titanium Card

OTHER FEATURES OF THE CARD

• AVIS car rental discounts
• Earn 2.5 FAB rewards for every aed 1 Spend
• 25% Extra FAB Rewards for spending in Abu Dhabi
• 10% cashback all year round at leading global online stores.
• 600+ offers available across multiple countries.
• Complimentary access to over about 10 VIP lounges in Saudi Arabia, UAE, Egypt, Kuwait and Jordan.

RAK BANK

RAK Bank Kalyan Jwellers Credit card

OTHER FEATURES OF THE CARD

• low interest rates on outstanding retail purchase
• Upto 55 days Interest free credit time
• Free supplementary cards
• Cash advance upto 80% of your credit limit
• Just 3% of minimum payment of all of your outstanding.
• 0% easy Installment plan on Diamond and Gold jewelry across the world.
• Enjoy upto 30% discount at over 2000 restaurants with RAK foodie using your RAK Kalyan card.